Research is paid for out of a prepaid balance held by your workspace and denominated in US dollars. A run is charged once, when it ends, for what its own model calls cost: at your plan's rate for spend your monthly allowance covers, and at its rate for spend beyond that allowance. A run that fails for technical reasons is charged what those calls cost, with no rate applied. There is no per-report price, because reports are not uniform: a short briefing and a deep diligence report differ in cost by an order of magnitude.
- Free carries no subscription. It grants a balance to your account once each calendar month, into one free workspace you own, and what that balance has not funded is gone at the end of the month it was granted for. A new account also receives a one-time welcome balance. API and MCP access are included and rate-limited.
- Paid plans are billed monthly in advance and add funds to your balance at the start of each billing period. Those funds belong to that period: they stop being spendable when the period ends, and an unused monthly allowance does not roll over.
- Balance you buy outright - a top-up, at any time - has no period attached. It stays spendable while your account is open, including after a subscription ends.
- Moving to a higher plan part-way through a period adds the difference between the two plans' monthly funding, scaled to how much of the period is left, and never more than you were charged for the change. Moving to a lower plan adds nothing and takes nothing back; the lower funding applies from your next period.
- Promotional credit, where we issue it, is granted once per account, has no cash value, and is not refundable.
No cost is quoted before a run starts. What a run costs is settled from its own work when it ends, and every movement stands in your workspace's balance ledger.
There is no spending limit to set: the only bound on a run is your balance, and the funding instruction in clause 11 if you have given one. A run starts only where your balance still covers what your runs already in flight may owe, and a run whose money runs out stops there rather than pausing for funds. Whatever it spent past what you held is ours: your balance never falls below nothing, and nothing you were not funded for is owed.
Each kind of money in your balance carries its own term, and your billing page states it: a monthly allowance stops when its period ends, a welcome or promotional balance carries the term stated when it is granted, and balance you bought does not stop. What a term leaves behind is recorded as expired rather than quietly removed.
Prices, plan contents, the welcome balance and the rates can change. A change to a recurring price takes effect from your next billing period after we tell you, and you may cancel before it applies. A rate change applies from the moment it is set and never reprices work already charged.